Compare the repair to your excess
If the repair costs little more than your excess, claiming makes little sense — you'd pay most of it anyway and risk your no-claims bonus.
Think about your no-claims
A claim can push up your premium at renewal, sometimes for years, unless you have protected no-claims. That future cost is part of the picture.
Whose fault was it?
If another driver was at fault, the repair may be recoverable through their insurer without hitting your record — worth establishing early.
We'll help you decide
Bring the car in and we'll give you an accurate repair cost so you can weigh it up. If you do claim, we handle insurance work and can guide you through it. (General guidance only — check your own policy with your insurer.)
Get an accurate quote — in person
The best way to price a job properly is to see the car. Pop in for a no-obligation look and a chat with Al — and if you need to leave it with us, ask about our courtesy car.