Whether your insurance covers bodywork depends on your policy and the cause of the damage. Comprehensive cover usually includes accident damage, but there are a few things worth checking before you claim.
Check these first
Your excess
If the repair cost is close to (or not much more than) your excess, it can be cheaper to pay directly rather than claim — and you keep your no-claims bonus.
Your no-claims discount
A claim can affect your no-claims discount and future premiums, even when the accident wasn't your fault, unless you have protected no-claims.
Fault and other parties
If someone else was at fault, the repair may be recoverable through their insurer — worth establishing early.
How we help
We take on insurance and accident work and can handle the process with your insurer, so it's as painless as possible. We specialise in paint and panel damage — bumpers, doors, wings and bonnets — and bring your car back to its pre-accident condition. For major structural or heavy collision damage we'll point you to the right specialist.
Not sure whether to claim or pay directly? Bring the car in and we'll give you an honest assessment and an accurate figure to help you decide.
This is general information, not financial or insurance advice — always check the details of your own policy with your insurer.
Get an accurate quote — in person
The best way to price a job properly is to see the car. Pop in for a no-obligation look and a chat with Al — and if you need to leave it with us, ask about our courtesy car.